新着情報

2025.07.17

Mortgage loans for foreign customers

We help foreigners own a home in Japan

In recent years, the number of foreigners working and living in Japan has been increasing.
If you’re planning to live in Japan for the long term, and feel that paying rent is a waste, then getting your own home through a housing loan might be a much better option.
We can provide you with detailed information and advice, and help you find a property that suits your needs.

Recommended for:

Foreigners who want to buy a house in Japan where they can live with their family
Those who are planning to apply for a permanent residence permit and want to proceed with the mortgage loan procedures at the same time.

Even those who do not have a permanent residence permit can consult with you.

Home loans for foreign customers can be applied for by anyone who can understand Japanese and understand the product and contract details provided by Bank. If you are a corporate manager or run a business, please contact us.

Who can use

Individuals who meet all of the following conditions:

Those who are over 18 years old and under 70 years old at the time of borrowing, and under 85 years old at the time of final repayment.
Those who can enroll in group credit life insurance
Others who meet the conditions prescribed by our company
In principle, those with an annual income of 4 million yen or more and 1 year or more of employment

Loan amount

At least 0.3 million yen and not more than 600 million yen

Loan period

Single-family house: 1 year to 40 years Condominium: 1 year to 50 years

Interest rate

Variable interest rate (reviewed twice a year, repayment amount fixed for 5 years)

 

We have staffs who can understand in English and Mongolian

The English Speaker in our company is also a specialist for real estate agent and so she can explain details about properties in both English and Japanese.

The Mongolian Speaker in our company is a native Mongolian who comes from Mongolia and has lived in Japan for a long time.She knows well about Japan and Mongolia.

If you have some difficulties to understand details regarding to properties and contracts in Japanese language,  please feel free to contact us at anytime.

Contact

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BORDERLESS株式会社

【本社】
〒984-0017
宮城県仙台市若林区 なないろの里1-9-12


【栃木営業所】
〒323-0014
栃木県小山市喜沢1475
おやまゆうえんハーベストウオーク パークタウンサウス7号室

【本社TEL】
022-796-7123


【栃木営業所TEL】
0285-37-6515